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Roving Underwriter - London

Location
Cheadle, Cheshire
Salary
£45,000 to £60,000
Job Type
Permanent
Posted
8 Sep 2022

Company Description

Salary £45,000 - £60,000 plus bonus & benefits

We are Together - Proud to be a Financial Services success story based in South Manchester. Established in 1974, we employ over 600 colleagues.

A specialist lender offering a range of mortgage and secured loan products to individuals and businesses, who are typically underserved by mainstream lenders. We play our part to turn challenges into opportunities which make our customers' financial ambitions accessible.

Over 47 years of successful trading has positioned Together as a market leader, thanks to a common-sense approach to lending.

Together is a business that never stands still, providing an exciting place to work for individuals who deliver to a high-standard and embrace change.

We understand that for our business to grow, our people must grow.

Job Description

  • Covering North London / Essex
  • Respond in a timely fashion to all new business enquiries
  • Provide training to intermediaries on all aspects of packaging, processes and products.
  • Accurately assess the risk on all applications and ensure correct lending decision is communicated and that all pre-set criteria met (affordable, plausible, sustainable)
  • Support Regional Account Managers and Business Development Managers strategic plans for key intermediary partners
  • Effective diary management to ensure all intermediary visits are aligned to contact strategies developed by account owners (RAMs/ BDMs)
  • To accurately record all activity on CRM in a timely manner
  • Minimise the risk to the business and the applicant with a strong focus on fraud avoidance at all stages of an application
  • Ensure consistency in decisions and service levels across the underwriting teams and escalate inconsistencies to relevant person/s in a timely manner
  • Improve broker knowledge and packaging quality through effective use of MI, identifying trends and taking corrective steps to enable proactive feedback and training support needed
  • Proactively manage pipelines effective communicating with account managers and key stakeholders to ensure sales efficiency and effectiveness

Qualifications

Essential skills and experience:

  • In depth knowledge of the secured mortgage lending market
  • A proven and experienced lending decision maker
  • Strong underwriting skills
  • Strong relationship and presentation skills
  • Ability to train at all levels
  • Excellent communication skills written and verbal
  • Designed and delivered training sessions
  • Ability to identify trends and analyse data
  • Strong planning and organisational skills
  • Excellent knowledge of marketplace and be able to cascade intel to relevant departments

Additional Information

We offer a range of company benefits, including 26 days (plus one additional for your birthday), pension, life assurance, critical illness cover, health cash plan, private medical insurance, regular team/individual incentives, travel season ticket loans, Ride to Work scheme, free gym access and local bar/restaurant discounts.Career development opportunities are excellent and where appropriate we offer sponsorship of relevant qualifications.Please note that all successful applicants will be subject to a Criminal Records Bureau check, a credit check and a Fraud Prevention database check.

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Details

  • Job Reference: 707316919-2
  • Date Posted: 8 September 2022
  • Recruiter: together
    together
  • Location: Cheadle, Cheshire
  • Salary: £45,000 to £60,000
  • Sector: Insurance & Superannuation
  • Job Type: Permanent